Budget update: August 2017

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I’m gonna start doing my own Budget update for every month from now on which was inspired by Ringgit oh Ringgit blog, well hopefully.

August had been a quiet month, not much activities and eating out. July’s expenses were higher since my girlfriend and I went to Kuching for the Rainforest Music Festival. I have started doing food preps too since last July on the weekend for my lunch the next 4 days when I’m at work. I realized that it is much cheaper than buying food outside which would cost me rm6-8 per meal. Now each meal would only cost me around RM4 if I cook my own meal. Well it depends on where I buy my groceries too. I’ve been buying my chicken breast and vegetables from CKS and would cost me rm15-18 for 4 days of meal. But this week I bought my groceries from Pick & Pay since I was already there and I was too lazy to go to CKS the day before I prep my meal. Pick & Pay cost me rm20 for 3 days of meal which is much more than what I usually pay when I shop at CKS. Maybe I should try buying my food from the local market which would be cheaper.

 

Spending breakdown August 2017

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My car loan will most likely end up at the top of the list every single month since it is the highest liability I have right now. The second highest expenses which is Food and Beverage did not change much since last July. The most I’ve spend on food during this month was when I went to Aki Sushi. It is important to note that the month of July and August expenses for food and beverage which are expenses for eating out is lower compared to June. It is during July I’ve started doing food prep so it does lower my expenses on food. My shopping however which are my groceries is higher since I must buy my food prep stuff now. Oh and another extra expenses I have to put down now is my medical insurance which I bought in July. So that is another extra RM215 monthly expenses I must take note of.

 

Things to Look Forward to:

  • I had resisted for a few months now to buy a perfume I’ve been dying to get which is Chanel Allure Homme Sport Eau Extreme (ikr, must be the longest name for a perfume). I keep telling myself I don’t need it yet since I have my Bvlgari aqva marine and my Hugo Boss at home.
  • I have been saving some money for a new pair of earphones. I’m thinking of getting 1more Triple Driver which is rated highly with that price tag.
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